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Compare Home Loans and Credit Cards from Australia’s leading financial institutions.

Our Lowest Home Loan Rates for Wednesday, 7 January 2009


Company	Product	Rate	Comparison	Info

BankWest	2 yr fixed	5.19%	6.68%

HomeSide Lending	>$250K HomePlus 1Yr Intro	5.39%	7.42%

HomeSide Lending	<$250K HomePlus 1yr Intro Rate	5.39%	7.59%

NAB	1 yr fixed	5.39%	6.28%

NAB	Tailored 1 yr fixed	5.39%	6.75%


Company	Product	Rate	Comparison	Info

RAMS	IO Maximiser	5.94%	6.25%

RAMS	Easy Start	5.94%	6.12%

Suncorp	Variable >$250K 0.70% Disc	6.20%	6.34%

St George Bank	No Deposit Home Loan (LEF)	6.21%	6.39%

Bank SA	No Deposit Home Loan (LEF)	6.21%	6.39%


Company	Product	Rate	Comparison	Info

HomeSide Lending	<$250K Intro 1Yr HomePlus Rate	5.39%	7.59%

HomeSide Lending	>$250K Intro 1Yr HomePlus Rate	5.39%	7.42%

HomeSide Lending	Homeplus $120<$250K 0.30% Disc	5.59%	7.82%

RAMS	2 yr fixed Pro Pack 1	5.59%	6.48%

RAMS	2 yr fixed Pro Pack 2	5.59%	6.40%


Company	Product	Rate	Comparison	Info

NAB	1 yr Intro fixed	4.99%	6.72%

HomeSide Lending	Intro 2Yr Reducible Fixed	5.49%	7.61%

NAB	3 yr Intro fixed	5.49%	6.56%

NAB	1yr Variable disc	5.65%	6.78%

RAMS	Rate Relief	5.69%	6.24%


Company	Product	Rate	Comparison	Info

Heritage	Basic Variable	6.07%	6.11%

RAMS	Basic	6.09%	6.15%

St George Bank	Promotional Basic Home Loan	6.17%	6.21%

Bank SA	Promotional Basic Home Loan	6.17%	6.21%

ING DIRECT	Mortgage Simplifier	6.19%	6.20%


Company	Product	Rate	Comparison	Info

The Rock Building Society	1 yr fixed Equity Line	5.59%	7.02%

The Rock Building Society	2 yr fixed Equity Line	5.99%	6.97%

NAB	Home Equity LOC	6.22%	6.41%

HomeSide Lending	NSW VIC ACT QLD WA Peak Perform>$25..	6.42%	6.59%

HomeSide Lending	NSW VIC ACT QLD WA Peak Perform>$30..	6.42%	6.55%

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This Comparison Rate applies only to $150,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.

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Home Loan Banks

Home loans for Adelaide Bank	Home loans for AMP
Home loans for ANZ	Home loans for Bank SA
Home loans for BankWest	Home loans for BMC
Home loans for Citibank	Home loans for Commonwealth Bank
Home loans for Heritage	Home loans for Home Loan Centre Australia
Home loans for Home Loans Ltd	Home loans for HomeSide Lending
Home loans for ING DIRECT	Home loans for Keystart
Home loans for NAB	Home loans for Paramount Mortgage Services
Home loans for Police and Nurse Credit Society	Home loans for RAMS
Home loans for St George Bank	Home loans for Suncorp
Home loans for The Rock Building Society	Home loans for Westpac
Home loans for Wide Bay Australia	Home loans for Xplore

Credit Cards

Balance Transfer Credit Cards	Gold Credit Cards
Low Fee Credit Cards	Low Rate Credit Cards
No Annual Fees Credit Cards	Platinum Credit Cards
Reward Points Credit Cards	Standard Credit Cards