| Lender |
 |
Police and Nurse Credit Society Home Loan |
|
| Product |
Concessional Lifestyle 1 yr Disc |
Current
Interest Rate |
6.24% |
Current
Comparison Rate
Estimated |
6.79% |
| Amount Borrowing |
$150,000 |
| Home Loan Term |
30 years |
Initial Monthly Repayment
Estimated
Estimated |
$947.12 |
Monthly Repayment
Estimated |
$971.39 |
Total Payment
Estimated |
$351,722 |
| Establishment Fee |
$650.00 |
| Apply/Enquire |
 
|
| Suitable For |
Owner Occupier and Investment purposes. |
| Acceptable Income |
Self Employed, Full Time, Permanent Part Time, Family Allowance A & B, Age Pension. |
| Home Loan Term |
Minimum term 5 years
,
Maximum loan term 40 years (Owner Occupier or Construction) |
| Home Loan Size |
30 years loan term $20,K Subject to credit policy
,
40 years loan term $150K to $1 million |
| Payment Type |
Principal & Interest. |
| Payment Options |
Weekly, Fortnightly or monthly. |
| Extra Repayments |
|
| Split Loan |
Available. |
| Offset |
Mortgage Breaker (offset) account available. |
| Redraw Facility |
Available minimum $2k. Nil redraw fee applicable. |
| LVR |
Owner Occupier Maximum LVR 95% plus capped LMI
,
Investment Maximum 95%.
,
Construction Maximum 95% plus capped LMI
,
Refinance Maximum LVR 90% subject to LMI terms & conditions.
,
Land Maximum LVR 95%.
,
Owner occupier:
,
30 years - maximum LVR95% plus capped LMI
,
40 years - maximum LVR 95% plus capped LMI
,
Residential investment:
,
30 years - maximum LVR 95% plus capped LMI .
,
Subject to relevant lending guidelines for insurers. |
| Home Loan Fees |
Application Fee $650.
,
Increase fee $410.
,
Account Keeping Fee $5.00.
,
Early payout: A fee of $1500 is payable if 75% or more of the amount of the loan is repaid within 3 years or the establishment of the loan. |
| Apply/Enquire |
|